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Investing in BitConnect Lending


Please let me introduce you to an interesting new investment program called Bitconnect Lending. This is also a part of the BitConnect community platform, and later more will be mentioned on it.

If you want to invest in cryptocurrencies, but also want to avoid the high volatility that comes with it, Bitconnect might be the right thing for you! Why?

  1. Bitconnect Lending offers a steady daily payout of around 1%, meaning you can make use of the compound interest effect by reinvesting your payouts daily!
  2. Bitconnect Lending also comes with a multi levelled referral system, in case you want to spread the word and profit even more.

Keen to know more? Let’s continue. Or just dive directly into it using my referral link: https://bitconnect.co/?ref=liverock

New to Cryptocurrency? It is a digital currency created by using cryptography (hence the very descriptive name) and mainly used for exchange. Here is a blog post on the top 10 Q & A for Cryptocurrencies.

Business Model

First things first,

  • Bitconnect is the name of the community platform, which has the goal to connect people with investment opportunities and cryptocurrencies.
  • Bitconnect Coin is the cryptocurrency itself, which can be exchanged on their official website or other cryptocurrency exchange platforms.
  • Bitconnect Lending is the term for the lending functionality of the platform, which allows to set aside a specific amount of bitconnect coins and receive a daily profit.

We will be focusing here on the lending functionality and introduce you to the basic concept behind it. Basically, Bitconnect developed a trading bot (robot) that you lend money to. It then uses your invested money to trade. The bot’s trading efficiency is dependent on the volatility of the market – meaning the more the exchange rate of Bitcoin is going up and down, the more profitable it will be. You, the investor, receive a daily profit based on the trading bots results. According to their website, it is up to 40% per month.

So if you are interested in investing in cryptocurrency without actually participating in trading them, this might be for you. Use the following affiliate link:

bitconnect lending banner

Watch Bitconnect promotion video below for more information on the BitConnect in general:

How to invest?

Basically you have 2 different investment options on the Bitconnect website.

  1. You exchange Bitcoins to Bitconnect Coins and wait for the value of Bitconnect Coins to rise. Then, sell them for a profit.
  2. You use the mentioned lending functionality with the exchanged Bitconnect Coins.

As mentioned earlier we will focus here on the second investment option.

If you need a step-by-step tutorial, you can find it here.

After signing and logging in, I would suggest you set up security by enabling Two-Factor authentication (using Google Authenticator). This is to make enhance security by making sure you key in a OTP (One-Time Password) everything you log in and conduct any transactions. Just head to the LEFT HAND MENU and click in SECURITY to start.

So after you exchanged some Bitcoins to Bitconnect Coins you have the following options:

Screenshot – Bitconnect Lending

As you can see on the screenshot it basically offers you 4 different investment options. The 2nd to 4th level offer daily bonus interest. In short: The more you are willing to invest, the shorter the capital is bound and the more bonus interest you will receive per day.


You invest 2,000$ and therefore profit from the benefits of the 2nd level, according to the screenshot above.
This results in 0.10% bonus interest and your investment is locked for 239 days.

Here you can check the average interest rate. While writing this post, the average was at 1.07% (last 30 days).

If we calculate with the 1% average value interest rate plus the 0.10% bonus interest, this results in altogether 1.1% interest rate per day.
This is the equivalent of 22$ profit per day based on the 2,000$ investment.

After the pre-defined 239 days you will receive the 2,000$ back. Just to make this clear, the 2,000$ are locked for the whole duration!
In the end you would have earned 5,258$! (22$ per day multiplied with 239 days). This is a return of investment of 263%! 

Example 2:

Let’s stick to the previous example, but instead of paying your money out, you use the reinvest function. So each day you add the interest on top of your original investment.

So let’s see how that could look like ..

  • Day 1: 2,000$ -> 22$
  • Day 2: 2,022$ -> 22.22$
  • Day 239: 26,660.00 $

As you can see, 26,660.00$ would be possible by exploiting the compound interest effect! That is massive! But be aware that this amount as well as all previous reinvestments are locked for the duration mentioned above. But if you exploit this effect properly, you can earn some very serious money!

Find a handy explanation + calculator for compound interest here. (In their example they use annual rate, but we have a daily rate. So adjust years to the amount of days, e.g. 239, to get an accurate result.)

Deposits & Payouts

The only way to invest is by depositing Bitcoins which need to be exchanged to Bitconnect Coins.


The minimum amount to invest is 100$.

Payouts are available in your lending wallet. From there you can decide if you want to send them to your wallet or re-invest it to benefit from the compound interest effect.

Affiliate system

This one is the biggest and most deeply leveled referral system I have seen in a while. You can really see that the founders and developers of Bitconnect are interested in having many people in the system to increase the demand.

Look at this:

Bitconnect lending referral system bonus

A 10 level system is huge! Let me roughly try to sketch a picture here for you guys:

  • Level 1: Your referral invests 1,000$ -> You receive 70$ bonus.
  • Level 2: That person refers and from that referral the investment is 2,000$ -> You receive 60$ bonus
  • Level 3: A referral one level deeper: 5,000$ -> You receive: 50$
  • Level 4: Referral investment of 2,000$ -> You receive 20$
  • … until level 10!

I think you get the picture that this is a huge possibility for everyone involved.

My initial investment

Started: 08 Aug 2017

Investment: US$180

Invest with BitConnect!

If you are now interested to invest in this program, please do not forget the most important rule of ’em all:


In case you want to invest, feel free to use the following affiliate link to Invest with Satoshi Rocker! 

bitconnect lending banner